Since being a stay at home dad with no income my wife and I have become extremely creative from lowering bills to creating different ways to bring in an income. For me it’s been trying to branch out into freelance writing and blogging since writing has always been a passion for me I figured it would be a great way for me to learn and grow from it but it has been harder than I thought. For my wife she resigned from her last job where she was making a good amount of money working full time to getting a new job where she works less and makes more money. An opportunity came where she could spend more time with our son and I all while building her clientele part-time through counseling.
Before I became a stay at home dad I was making somewhere between $25,000 and $30,000 a year. It was a good amount of money especially for someone with no degree and in a great field of work. A few days before my son was born I decided to resign from my job with the hopes of finding another job after spending a few weeks home with my wife and son. I soon found a seasonal job where I was making $18.75 an hour working 40 plus hours a week knowing that it would end soon I took another seasonal job that lasted longer. After that ended I was left with the task of finding another job all while starting classes and helping my wife with our newborn son. Sooner than later the time came for my wife to return to work leaving us with the decision of who would care for our son while we both worked. Throughout the process I looked for a job non-stop and was even offered a seasonal job after my wife returned to work but unable to take it due to childcare for our son. In the end it was more feasible for her to return to work since I didn’t have a job as I finish classes at the local community college.
With my wife returning back to work and me being home came with the task of determining how we would survive on a month to month basis. We were faced with a mortgage, car payment, insurance, credit cards and utilities let’s not forget groceries and gas. We had no money in our savings account and no emergency fund at hand to help us each month. To make it even more difficult my wife made a great amount of money to cover all of our major bills but was only paid once a month which made it that much more difficult to manage our finances. The first month she went back to work and received her check all of the money was gone within the first few days. After borrowing money from family we realized this wasn’t how we wanted to live and wanted to ensure that our next month wouldn’t be the same as our current one, so we put a plan in place to ensure we would stick to it. I’ve decided to write a blog to help you save money and survive monthly on one income.
Matthew Gamble Sr. is a father, husband, friend, and blogger. He writes about what it's like to raise Matthew Gamble II also known as M2 as a stay at home father. Join him on his journey into fatherhood with Mr. Daddy Duties!!!